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Law Offices of TIMOTHY McCandless 15647 Village Dr Victorville, Ca 92392 TEL (760) 733-8885; FAX (909)494-4214 California as of Sept 6, 2008 has added the following provisions that must be complied with prior to effectuating a foreclosure. It is hoped that lenders will work out things with borrowers as a result of this addition to civil code 2923.5.

Form Submitted by Jim McCandless, Esq. Editor’s Note: This is the form to file under the new California law to stop the lender in its tracks when it ignores the new legal requirements. In my opinion, this form could arguably be used in other states as an adjunct to the filing of a complaint alleging

The Pursuit of Happyness Genres: Biography | Comedy | Drama Year: 2006 Actors: Will Smith | Jaden Smith | Thandie Newton | Brian Howe | James Karen | Dan Castellaneta | Kurt Fuller | Takayo Fischer | Kevin West | George Cheung | David Michael Silverman | Domenic Bove | Geoff Callan

Here it is in today’s San Francisco Chronicle: “If landlord delays fixes, ‘repair and deduct.‘” Click on over and read what “Property Manager Robert Griswold” has to say. So, all that is fair enough, as far as it goes.

They don’t have it all, but reading the complaint and getting copies of discovery and motions will help anyone contesting the foreclosure and of course, going further to the main target: HAVING THE MORTGAGE ENCUMBRANCE REMOVED FROM THE PROPERTY AND ELIMINATING LIABILITY ON THE NOTE.

COUNTRYWIDE SUED FOR IMPROPER LENDING PRACTICES BY ITS SHAREHOLDERS: GOOD MATERIAL HERE FOR BORROWERS TO ALLEGE IN THEIR LAWSUITS AND DEFENSIVE ACTIONS In these posts I am trying to keep pace with the events unfolding on the investor side of the Mortgage Meltdown.

The subprime mortgage crisis continues to claim casualties, and some of them aren’t even homeowners. In California, scores of renters are being kicked out of their homes, even when they haven’t missed a single rent payment. Shirley and William Hayes love the house they’ve been renting in a comfortable subdivision outside San Francisco.

I WANT YOUR STORIES!!! HERE IS WHAT I JUST RECEIVED FROM A LAWYER I KNOW — This one who I have been corresponding with sent me an e-mail describing the events of her “closing” where she was told by the Countrywide loan officer that her dad’s life estate did not need to go on the mortgage, and the