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  • Photo of paidtwice

    Sunday Morning Link Love ~ Yardwork Edition

    http://www.paidtwice.com/2008/05/18/sunday-morning-link-love...
    141 days ago in I've Paid For This Twice Already... · Authority: 352

    One of the new things to me about being a homeowner vs being a renter is all the yardwork. We don’t have a huge yard, and we don’t have a ton of landscaping, so it is not an incredible amount of work. But sometimes we have to just reserve a day to deal with everything past the normal mowing and trimming. Today is one of those days. I didn’t schedule my normal Sunday tutoring hours so we could spend the day weeding the flowerbeds, putting in new mulch, repainting our outside doorframe, assembling and installing some solar garden lights to replace the ones from the previous owners that don’t work any longer, trimming the hedges, and other miscellaneous outdoor tasks. With that, I hope if the weather is nice where you are you get some outdoor time! Here are some great articles I came across from the past week: Being Frugal: Goodbye Citibank! Lynnae paid off her credit card debt! Hurrah! Now she will move on to the student loan, just like me. Gather Little By Little: Lies, Money and Marriage: What Can You Do? How would you feel if your spouse was lying to you about money in a significant way? Frugal Dad: Maxed Out - Old Pumps Finally Hit Limit. Poor old pumps not configured to handle a 4 in the dollars column… Millionaire Money Habits: Is Frugal A Bad Word? I am always looking for thoughtful commentary on frugality and cheapness. Consumerism Commentary: Sallie Mae Reporting Incorrectly to Equifax, Dropping FICO Scores. This makes me so mad. I don’t have that kind of loan with Sallie Mae but it just strengthens my resolve to get rid of them once and for all. Only about $19,500 combined to go… Five Cent Nickel: Our Allowance System, New and Improved. I have been pondering different systems as my son turns 4 this year. Blogging Away Debt: Finishing Up A Not-so-fun Task, Creating a Will. I was supposed to finish this already and I haven’t. Need to get on this… Bright Side of Debt: I Have 79 Cents in My Snowflake Account. Snowflaking big, small, and inbetween - it really does work! Richer By The Day: Can You Ever Be Debt Free? I actually ponder stuff like this a lot. Makes me want to just live completely off the grid (not that I would ever be able to manage it myself). And in the PaidTwice Rewind, this isn’t rewinding very far, but someone commented last night and did a huge price analysis on my ArtsCow free prints offer post. Although I haven’t verified any of the math yet on the prices or shipping, I found it interesting. I did wonder if they work for ArtsCow though… Share This Secret phrase for the SmartyPig giveaway: Gift of Savings Affiliate: Join My Survey and get paid to take surveys. © 2007-2008. Visit I've Paid For This Twice Already... for more great content and to leave a comment!

  • Photo of knowmoremedia

    Is Sallie Mae Destroying Your FICO Score?

    http://www.lendingleaves.com/2008/05/is_sallie_mae_destroyin...
    145 days ago in LendingLeaves - Interest rates, loans, and lending institutions · Authority: 23

    When applying for mortgage financing, one of the most important aspects is your FICO score. Many mortgage lenders use this number to determine whether or not you get a home mortgage loan. And since the subprime lending crash, you need a higher FICO score. This is why it is so disturbing that Sallie Mae could be destroying your FICO score. According to Consumerism Commentary, an error in reporting to Equifax is behind the problem: Consumers have identified an error in Sallie Mae’s reporting. Accounts in good standing have been flagged and notated with the wording, “Arrangements made with credit grantor to make partial payments.” While the other credit reporting agencies aren't seeing this yet, you never know. The drop in the FICO score for those affected is rather dramatic -- as much as 150 points. This underscores the importance of why you need to check your credit report regularly, and fix mistakes you find on your credit report.