Global and U.S. Healthcare Compared - Page 2
All the citizens of these countries never get a hospital or doctor bill their entire life. Taxes are high because the government pays for everything; however, people pay half as much for medical services because they don’t have to pay monthly premiums. The government is the provider and payer which fall into the category of socialized medicine.
Mainland Europe countries like Germany, Switzerland, Japan, Netherlands, France, and Belgium, use the Bismarck Model healthcare system which covers everybody. This system was invented by Germany’s first Chancellor, Otto Eduard Leopold von Bismarck. In 1873, he created “old-age pension,” (“social security” in the U.S.), and Workmen's compensation. In 1883 he created the world’s first national healthcare system, using private insurance plans, where everybody bought insurance and the premiums are split with other co-workers of an employer.
The insurance plans, doctors, and hospitals are all private, with the government picking up the healthcare costs for all citizens. In the U.S. 155 million American citizens use this Bismarck Model healthcare system.
In 1944, Canada came up with the National Health Insurance Model, also known as Medicare. Private providers like doctors, laboratories, and hospitals are privately owned and operated and the government acts as the insurance system and pays for the medical expenses. Everybody goes to the doctor for free; however the public pays a premium to the government.
In 1965, President Lyndon Johnson took the name and model of Canada’s healthcare system and offered government health insurance, Medicare, to U.S. senior citizens. Other countries that have adopted this system are Australia, South Korea, and Thailand.
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Finally, the most common healthcare system, found in about 140 countries around the world is the Out of Pocket Model. The brutal reality of this system is that if one gets ill in these countries, if you don’t have money or something to barter to pay for medical service, you can remain sick and die.